Brazil worker report: net pay, 13th salary, vacation and FGTS in one place

How we calculate

1. Each block uses the same calculation as its separate calculator, with the same 2026 tables.
2. The year adds the net salary of each month, 30 days of vacation in place of one month, once the first 12 months are complete by 31 December, and the net 13th salary.
3. The 13th counts the months of the year with at least 15 days worked. The FGTS balance is estimated unless you type the one from the app.
4. The net of this month takes off the unjustified absences at 1/30 of the salary each, plus one paid weekly rest for each week with an absence.
5. Vacation days follow the absences in the 12-month period: up to 5 keep 30 days, 6 to 14 give 24, 15 to 23 give 18, 24 to 32 give 12, and more than 32 give none.
6. The payroll loan limit is an estimate: 40% of the gross pay after INSS, income tax and alimony. The law leaves the detail to regulation, so the official figure is your employer’s.

Sources: Lei 8.036/1990 (FGTS) · CLT (Decreto-Lei 5.452/1943) · Lei 605/1949 (paid weekly rest) · Lei 10.820/2003 (payroll loans)

Rules revised on 11/4/2026. An estimate for planning: your payslip and the official apps have the final word.