Skip to content
en pt es

Profile

Money, work & business

Net salary, severance, FGTS, investments and loans, Pix and WhatsApp for your business, with economy news and free finance courses.

Photo: Zachary Staines / StockSnap

Your tools

Net Salary Calculator

From gross to net pay with the 2026 INSS and income tax tables, including the new exemption up to R$ 5,000, dependents and common deductions.

Termination Pay Calculator

What you receive when a job ends in Brazil: salary balance, notice, proportional 13th and vacation, INSS and income tax, FGTS fine and withdrawal.

Vacation Pay Calculator

Vacation pay with the one-third bonus, sold days (abono pecuniário), 13th advance, INSS and income tax with the 2026 tables.

13th Salary Calculator

The Brazilian 13th salary by months worked, with the first instalment, INSS and income tax on the second, using the 2026 tables.

FGTS Calculator

Estimate your FGTS balance month by month, the termination fine and how much you can withdraw - with 13th salary, vacation, notice and fund correction.

Fixed Income Calculator

Compare CDB, LCI/LCA, Tesouro Selic, fixed-rate, IPCA+ and savings side by side, net of income tax, with today's Banco Central rates.

Compound Interest Calculator

See how savings grow over time with regular contributions and compound interest.

Loan Calculator

Estimate the monthly payment, total cost and total interest on a fixed-rate loan.

Currency Converter

Convert between 150+ currencies using up-to-date reference exchange rates.

Pix QR Code Generator

Create a Pix QR code and the copy-and-paste code for any key, with an optional amount and message - free, following the Banco Central standard.

WhatsApp Link Generator

Create a WhatsApp link with your number and a ready-made message for your Instagram bio, site or ads - plus a QR code to print.

Hours Calculator

Add up the hours you worked in the week from your clock-in times, with breaks, night shifts, overtime and pay per hour - or add and subtract any list of hours.

Business Days Calculator

Count the working days between two dates or find the date N working days ahead, skipping weekends and Brazilian national holidays.

QR Code Generator

Turn any text or URL into a scannable QR code and download it as a PNG - instantly in your browser.

Browse all 80 free tools

News

Learn with videos

Free courses from YouTube channels, in order. Tick each lesson as you watch it, set a weekly goal and download your certificate at the end.

Interest and debt

by Khan Academy · 15 lessons · EN

0 of 15 lessons watched

👥 Study with friends →

Educação financeira para iniciantes

by Eu SA Escola de Empreendedorismo · 6 lessons · PT

0 of 6 lessons watched

👥 Study with friends →

Investimentos para iniciantes

by 500 Pratas · 7 lessons · PT

0 of 7 lessons watched

👥 Study with friends →

Excel do básico ao avançado

by AvilaTube · 15 lessons · PT

0 of 15 lessons watched

👥 Study with friends →

Videos are played from YouTube (youtube-nocookie.com) only after you press play; your progress stays in this browser. The courses belong to their channels.