Grana Guru is a simple personal-finance tracker for people who want to actually understand where their money goes. Log income and expenses in a few taps, organise them by category, and set a monthly budget you can stick to.
Clear charts and monthly reports show your cash flow at a glance. There is no bank connection and no account required - your financial data stays on your phone.
Features
- Log income and expenses by category
- Monthly budgets with progress tracking
- Charts and reports for cash flow and spending
- Recurring transactions and custom tags
- Multiple wallets / accounts
- Private by design - no bank login, data stays on device
Frequently asked questions
Does Grana Guru connect to my bank?
No. You add transactions yourself, which keeps the app private and works with cash and any currency.
Where is my data stored?
On your device. It is not sent to any server.
Can I export my data?
Yes - you can export your records to review them elsewhere.
Is it free?
Yes, free on Google Play.
Free web tools that pair with this app
Compound Interest Calculator
See how savings grow over time with regular contributions and compound interest.
Loan Calculator
Estimate the monthly payment, total cost and total interest on a fixed-rate loan.
FGTS Calculator
Estimate your FGTS balance month by month, the termination fine and how much you can withdraw - with 13th salary, vacation, notice and fund correction.
Fixed Income Calculator
Compare CDB, LCI/LCA, Tesouro Selic, fixed-rate, IPCA+ and savings side by side, net of income tax, with today's Banco Central rates.
Net Salary Calculator
From gross to net pay with the 2026 INSS and income tax tables, including the new exemption up to R$ 5,000, dependents and common deductions.
Termination Pay Calculator
What you receive when a job ends in Brazil: salary balance, notice, proportional 13th and vacation, INSS and income tax, FGTS fine and withdrawal.
Vacation Pay Calculator
Vacation pay with the one-third bonus, sold days (abono pecuniário), 13th advance, INSS and income tax with the 2026 tables.
13th Salary Calculator
The Brazilian 13th salary by months worked, with the first instalment, INSS and income tax on the second, using the 2026 tables.
Simple Interest Calculator
Work out simple interest and the final amount - or find the rate, the capital or the term - with the formula step by step and a comparison with compound interest.
Pix QR Code Generator
Create a Pix QR code and the copy-and-paste code for any key, with an optional amount and message - free, following the Banco Central standard.
